Wagestream

Stream gives your more control over your finances and supporting your financial wellbeing going forward!

Stream is a charity-backed organisation used by over 1 million people worldwide. They partner with a range of businesses to let staff track and instantly access their wages whenever they need to, save direct from their salaries, and access financial education. Their mission is to improve the financial resilience of all working people by providing financial products and services that give and don’t take.

The Stream App opens the opportunity for.

Free & Confidential Debt advice

Access complimentary and confidential debt guidance from StepChange through Stream.

As a Stream participant, unlock a wealth of resources including regular financial insights, engaging podcasts, and informative webinars.

A way to automatically save

Prepare for unexpected expenses effortlessly with automated savings on Stream.

Simply log into the app, navigate to the 'Track' section to monitor your earnings for the month, and establish a savings pot to seamlessly set aside funds as you earn.

An easy benefits checker

Discover an exclusive insight: 3 out of 4 Stream members using our benefits checker are eligible for up to £570 per month!

Use the benefits checker to uncover potential government support entitlements and find out where to claim your benefits.

Save money on your food shop

You can now buy discounted vouchers for most major supermarkets in the Stream app, to save on your everyday shopping.

Log into the Stream app
Go to “Save at the checkout”
Purchase your voucher
Voucher purchase acts as a ‘Stream’ if accessed before pay day and will incur a fee of £1.75
If it’s your first 2 Streams in a month, Next will cover the cost and the voucher will be free
Alternatively, you can choose to receive the voucher on pay day via your salary to get it for free

Access your pay earlier

Access up to 40% of your pay as you earn it to help cover costs and expenses before payday. Stream charges a small fee of £1.75 per transfer.

A chance to Save &
Win

If you save with Stream, each month you’ll be automatically entered into a prize draw and you could get your monthly contribution doubled, up to the value of £50!

Help with Stream

1. 24/7 Self-Service Help Centre (Employee)

2. Chat on Help Centre (Employee)

3. In-app Chat (Employee)

4. Email on Corporate Website (Employee)

5. Employer/Partner Contact E-mail: client.support@stream.com (Client)

6. 24/7 Status Page (Client & Employee)

Download the app today

Useful Terms

“Fees apply” A £1.75 fee applies for each Stream transfer in the Wagestream app, with a fair fee threshold of £6.75 per week or £22.50 per month.

“AER” Annual Equivalent Rate: a type of interest rate used for savings that shows what percentage of interest you'd receive each year, assuming interest was paid and added to your account once a year.

“FSCS” The Financial Services Compensation scheme is the UK’s statutory compensation scheme for customers of UK authorised financial services firms. It gives you automatic protection up to £85,000 if your bank, building society or credit union goes out of business.

“Earn interest when you Save” Earn interest for your savings held within a Wagestream Save account with a 4.7% Annual Equivalent Rate variable interest rate

Where can you find details of your financial benefits, whether from NEXT or one of our partners Depending on your contract or which part of the company you work in, details of these may be found using one or more of the following resources: your staff handbook; the Intranet; Storenet, and/or your benefits booklet.

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